It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. Job Description The Loan Officer I position is responsible for the eligibility decisions on HEMAP applications, recertifications, re-evaluations and subordination requests. Review applications and make a determination of program eligibility based on an analysis of credit reports, mortgage credit histories, income tax returns, pay stubs, property searches, and individual circumstances. Order property and credit reports when needed. Review program policies and procedures as needed with counseling agencies, lenders, attorneys, and homeowners. Review recertifications, re-evaluations, subordinations, and remanded files to determine eligibility, necessity for continuation, termination, or adjustment to contribution/repayment amounts. Maintain a collection queue by calling, emailing, and sending letters to borrowers to make payment arrangements in an effort to cure delinquent accounts. Refer uncollectable accounts to Manager of Loan Processing for further action. Address counseling agency issues encountered during the application review process. Open checks, add the daily bank deposit, or assist in HEMAP queue calls as needed, or in the absence of administrative staff. Prepare monthly activity reports. Qualifications Bachelor of Science - Finance, Relevant professional experience (1-3 years) Experience Relevant professional experience (1-3 years) EEO Statement As an employer, PHFA is committed to having a workforce that is diverse and reflects the residents that it serves. We strive to maintain a workplace where all employees and applicants for employment receive equal opportunities in all aspects of employment. There are numerous policies in place at PHFA to help us honor this commitment. The Pennsylvania Housing Finance Agency is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, disability, family status, gender, national origin, political affiliation, race or religion. Diversity Statement PHFA values, honors and commits to the equitable treatment and elimination of discrimination in all forms. We are committed to the diversity of all staff, and in all programs and services offered. Pennsylvania Housing Finance Agency
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